Terms and conditions
By continuing to use this website you are agreeing to the terms and conditions of use as set out below.
This website is provided by WTB Solicitors LLP, a limited liability partnership registered in England and Wales under registration number OC377563. Registered office address: 1st Floor 601 Stockport Road, Longsight, Manchester M13 0RX. The members of WTB Solicitors LLP are referred to as partners, as are other non-members of the LLP with equivalent standing and qualifications.
WTB Solicitors LLP is regulated by the by the Solicitors Regulation Authority Identification No. 571775
VAT Registration number 140 9134 37
We maintain compulsory professional indemnity insurance of a minimum of £3million each and every claim with Endurance Worldwide Insurance Limited who may be contacted via The Professional Indemnity Company on telephone number 0333 733 5192. Our policy number is PI16END1075 and the policy is issued in England and Wales
The content of this website is provided for information and general guidance only. WTB Solicitors LLP makes no warranties or representations concerning the accuracy or applicability of the content of this website to any legal issue. Please contact WTB Solicitors LLP for up-to-date, accurate legal advice.
The content, design and format of this website are protected by copyright owned by WTB Solicitors LLP. You are not permitted to copy or use any of the content of this website without our express written agreement. You may download the content of this website to be shown on a computer screen, or print pages of the site to be used for non-commercial purposes.
You must not:
- Use the material contained or displayed on this website without prior written consent
- Use the site to create any links to other sites without our express written authorisation, or
- Do anything to interfere or change the content, design or layout of the website.
WTB Solicitors LLP accepts no liability for any loss or damage caused by your breach of any of these terms or conditions, or for any loss or damage which is not due to our negligence or breach. This does not limit our liability for death or personal injury caused by our negligence, or for our liability as to fraud.
We respect your right to privacy and comply with our obligations under the Data Protection Act 1998. We will keep your personal information confidential except to the extent that it is necessary to disclose it by law, for example, in connection with the Money laundering Regulations or other statutory requirement or to fulfill a legal process or in order to provide a product or service that you have requested. Under the Data Protection Act you have the right to access the information regarding yourself we hold. An official fee is payable. We will not rent sell or disclose your contact details to a third party. We may add your details to our marketing database so that we can send you mailings of items which we think might be of interest or training seminars and events. If you would like any information about the information we hold or to be removed form our mailing database please contact firstname.lastname@example.org
Client Account Interest Policy
In holding client’s money, we have an obligation under the SRA Accounts Rules 2011 to pay interest on that money at a fair and reasonable rate and are required to put in place an interest policy; this policy sets out the guidelines for when interest will be paid.
We will account to the client for interest at a reasonable rate of interest, having regard to the amount held, the length of time for which cleared funds are held, the need for instant access to the funds, the rate of interest payable on the amount held in an instant access account at the bank where the client account is kept, and the practice of the bank in relation to how often interest is compounded. The rate of interest is unlikely to be as high as the rate the client may be able to obtain itself as we must ensure that money held on client account is immediately available and so the need for instant access is taken into account when agreeing the appropriate rate.
We align our interest rates paid on both monies held on general client account and separate designated deposit accounts to the rates paid by Lloyds TSB Bank plc. This rate is likely to change from time to time. We receive a higher rate of interest on monies held on general client account than the rate of interest at which we account to the client. The same rate of interest will be paid on money held in general client account as will be paid on money held in a separate designated deposit account.
Where amounts are held outside a general client account or separate designated deposit account, the rate of interest and date that interest is credited will depend on the relevant institution where the funds are held, and as such fall outside the requirements of this policy. The relevant interest information will be provided to the client on request.
Where the client’s money is held on our general client account, any interest paid to the client is paid without any deduction for income tax (unless the client is resident overseas – see below). As such it is the client’s responsibility to inform HMRC of amounts of interest received from us and the implications of this will depend upon the client’s own financial circumstances. Where money is held on a separate designated deposit account interest is usually paid net of tax (unless the client has signed a declaration confirming the client’s entitlement to receive bank interest gross).
Under the European Savings Directive regulations 2003/48/EC we are required to inform HMRC of payments of interest to relevant payees and residual entities in prescribed territories. Where the client resides outside the UK and EC, we are required to deduct income tax at the current basic rate and account for this interest to HMRC directly and pay the client the net amount.
Interest will be calculated from the time the funds become cleared for interest purposes, which on cheques will be six days after the cheque has been deposited with our bank. For same day payments (CHAPS, direct transfer, faster payment or by banker’s draft) the funds become cleared on the day of receipt. For BACS payments the funds become cleared on the day after receipt. Interest will be calculated on a daily basis and calculated on amounts held overnight from the day the funds become cleared for interest purposes.
We will not account for interest on money held on our general client account unless the amount of money held exceeds £25.00.
Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third party websites linked to the site, you do so entirely at your own risk.
Links to third party websites on the site are provided solely for your convenience. If you use these links, you acknowledge that you are leaving our site. Should we have a link in our website pointing to another one and the third party wants to remove it, it can be done by contacting us on email@example.com. Please note that unless you have a legal right to demand a removal, that removal will be under our discretion.
Links pointing to WTB Solicitors’ website should not be misleading and always should use the appropriate link text.
As well, if you want to know how you can improve the navigation of our website regarding your browser you can always find help in our accessibility statement.